Classes Start
Sunday, August 24, 2008 @ 10:45
- Saturday, August 9 @ 9:00
- Sunday, August 10 following the 9:30 and 11:00 Services
- Saturday, August 16 @ 9:00
- Sunday, August 17 following the 9:30 and 11:00 Services
Encourage your spouse!
Bring your
friends!
All
new videos and materials for 2008!
Previous
FPU members can get a new lesson book at a discounted price
(if you want one
not required to retake the class)
 |
Imagine
what the people
of God
could
do for the Kingdom
of God
if they
were debt free |
Whoever can be trusted
with very little can also be trusted with much, and whoever is dishonest
with very little will also be dishonest with much. So if you have
not been trustworthy in handling worldly wealth, who will trust you
with true riches? -- Luke 16:10-11 (NIV)
What is FPU?
Financial Peace University
is a 13-week small group study of financial principles designed to help
families and individuals understand how to handle money responsibly.
It teaches how to dump your debt, get control of your money, and construct
a plan to walk in Financial Peace.
| |
|
|
|
Personal finance is
80%
behavior
and only
20%
head knowledge |
| |
|
FPU helps build that
behavior through commitment and accountability. In short, it's a great
way to get your finances on track and make sure you stay there.
Why is CHBC Sponsoring
FPU?
This course is not
just about money. It’s about people. It’s about relationships.
It’s about responsibility and taking control of your financial future.
It is not about greed. It is
about good financial stewardship. Consider some of these facts:
- The number one cause of
divorce and marital stress is money.
- There are more than 800
scriptural references to finances.
- Financial stress is the
number one cause of male suicide.
- Bankruptcy filings are at
an all time high.
- The average family holds
about 11 credit cards and a debt of about $7500-8000.
- Approximately only 3% of
Christian households give a full tithe.
The importance of good stewardship
is evident in scripture and should not be ignored.
You cannot
serve both God and Money.
-- Matt
6:24 (NIV)
Openness and Privacy
A vital part of the course is the discussion
period at the end of each video lesson. Having open and honest
discussions regarding personal finances may be difficult for some.
Active participation will add to the value of the course, but is not
required.
We will follow four simple rules:
1)
All questions are optional. Feel free to pass if you don’t want
to answer in the group. |
2) Offer comments
and information only when it will not embarrass or offend your spouse
or others, unless they have previously consented. |
3) Do not judge
others by the information shared. We’ve all made mistakes with
money, and if we share our mistakes, we help others not to repeat
them. |
4) Class discussions
are considered confidential (Small Group Covenant). Do not share
personal information shared in the class with anyone outside the class
without permission. |
Statistics and
Metrics
Throughout the course,
we will ask for some financial information to help us measure the impact
the course is having on the lives of attendees. Individual information
will be kept strictly confidential and participation is optional.
Some of the info requested
includes:
- Total Debt Paid Off (during course)
- Total Savings Gained (during course)
- Debt Avoided
- # Credit Cards Destroyed
Who to contact with questions:
Catawba Heights
Baptist Church
311 Belmont Road
Belmont, NC 28012
704.827.8474
Financial Peace Coordinator:
Jason Whichard @ 704.576.8529
Email: lowell-metro@earthlink.net
Childcare
Since we are doing this class on Sunday
morning childcare will be available
Course Costs
and Payments
The cost of the course
for each family unit (family members living in the same household) is
$95. This price is for the cost of materials. There is no
additional cost for the course and the course can be repeated as often
as is wished for free (at any location, not just at CHBC).
- It is preferable that the $95 cost for your materials is paid in full by August 17, 2008
(the church has to pay for your materials before they are ordered)
- Payment plans will need to be approved by a CHBC pastorial staff member
If you do the work this class will
have a lasting effect on your life, and possibly your entire
family
Here are a few Non-lasting
things that cost $95:
Meals
- 2.63 meals at Logan’s
Road House (family of four, you drink water, no appetizer)
- 2.10 meals at Chili’s
(family of four, you drink water, no appetizer)
So…eat Sunday lunch at home a few
weeks and you will have saved enough money to pay for the class.
Activities
- 1.46 rounds of golf at Cramer
Mountain
- 1.58 hair cut/color/style
sessions at a Belmont, NC hair salon
- 1.98 movies watched at Franklin
Square (family of four, you share two drink/popcorn specials)
- 1.65 months of Digital Cable/DirecTV
So…watch Tiger play
on Basic Cable ($12 per month) get your hair cut but skip the
style and color, then play hide and seek or have a conversation with
a friend instead of going to the movies and you will have saved enough
money to pay for the class.
In the event that a
family unit cannot afford the cost of the program, contact the FPU Coordinator
or church staff to see what level of assistance can be offered.
Session Descriptions
1
– Super Saving |
Dave
Ramsey explains the Seven Baby Steps that will guide you throughout
FPU. You will also learn the three key reasons why you should save money—and
why you must start now! |
2
– Relating With Money |
This
lesson will teach spouses how to communicate and work together toward
success. Also, singles will learn the importance of teamwork and parents
will find out how to teach their kids about money. |
3
– Cash Flow Planning |
Unlock
the secret of developing a monthly spending plan that really works. |
4
– Dumping Debt |
It’s
time to debunk the myths that most people believe about debt! Dave reveals
the truth about the credit lies and gives you a plan for walking out
of debt with confidence. |
5
– Credit Sharks in Suits |
What
is a credit score? Join Dave as he unpacks your credit rating and shows
you how to handle collectors when they call. |
6
– Buyer Beware |
Dave
Ramsey draws on decades of experience to reveal the power and influence
that marketing has on your everyday buying decisions. Let the buyer
beware! |
7
– Clause and Effect |
Dave
walks you through the world of insurance, carefully explaining what
you need—and what you need to avoid. |
8
– That's Not Good Enough! |
Discover
the seldom-used secrets of buying only big, big bargains—every time! |
9
– Of Mice and Mutual Funds |
Dave
breaks through the jargon surrounding long-term investing and empowers
you to make your own decisions about your investments! |
10
– From Fruition to Tuition |
Dave
walks you through the maze of retirement options and helps you figure
out the right path for you. You will also learn how to plan for college
so your kids can graduate debt free! |
11
– Working in Your Strengths |
This
lesson will show you how to avoid dead-end or mind-numbing jobs and
provide tips for job hunting, writing a résumé, and acing an interview.
Plus, you’ll learn tips for finding extra jobs if you need cash to
attack your debt snowball. |
12
– Real Estate and Mortgages |
Dave
draws on over 20 years of real estate experience to teach you how to
win when buying or selling your home. Plus, he’ll dissect all of the
common mortgage options available today, showing you what to choose—and
what to avoid. |
13
– The Great Misunderstanding |
Warning!
This lesson will challenge the way you think about money. Dave will
show you how generous giving can completely revolutionize your attitude
and improve your finances, business and relationships. |
Schedule and
Structure
The FPU course consists
of 13 two-hour sessions. Participants will watch a video lesson
featuring Dave Ramsey followed by small group discussion.
| Sunday |
Start
Time |
Session
Title |
| August 24 |
10:45 AM |
1) Super Saving |
| August 31 |
10:45 AM |
2) Relating with Money |
| September 7 |
10:45 AM |
3) Cash Flow Planning |
| September 14 |
10:45 AM |
4) Dumping Debt
(extra
half hour) |
| September 21 |
10:45 AM |
5) Credit Sharks in Suits |
| September 28 |
10:45 AM |
6) Buyer Beware |
| October 5 |
10:45 AM |
7) Clause & Effect |
| October 12 |
10:45 AM |
8) That’s Not Good Enough |
| October 19 |
10:45 AM |
9) Of Mice & Mutual Funds |
| October 26 |
10:45 AM |
10) From Fruition to Tuition |
| November 2 |
10:45 AM |
11) Working in Your Strengths |
| November 9 |
10:45 AM |
12) Real Estate & Mortgages |
| November 16 |
10:45 AM |
13) The Great Misunderstanding |
The rich
rule over the poor,
and the
borrower is servant to the lender.
--
Proverbs 22:7 (NIV)
